Current Mortgage Rates & Market Data
30-Year Fixed
6.51%
National Average
15-Year Fixed
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National Average
Last Updated
May 21, 2026
Freddie Mac / FRED
Rates shown are national averages from Freddie Mac via the Federal Reserve (week of May 21, 2026). Your actual rate depends on credit score, down payment, and lender. Heath connects buyers directly to LGI’s preferred lender for the live quote. The LGI Mortgage Solutions weekly rate sheet is currently paused; while it is, the bigger lever for buyers is on the builder side, and price cuts are running across the metro.
Live LGI builder price cuts
15 of 30 available LGI homes have an active price drop
Builder-initiated reductions across the six Portland-metro LGI communities Heath tracks. Pulled from the live LGI Homes feed on .
“This is the community I'm actively focused on right now. Sweet spot between Portland and Salem, builder is moving aggressively on price, and the FHA / VA lender pairing makes the monthly payment land lower than buyers expect. Walk it with me before you walk it with the on-site counselor.”
Floor plans here range from a 1,148 sq ft starter at the low end up to a 2,175 sq ft family layout. Most of the price drops on this whole inventory page are sitting at Dove Landing right now — that's the buyer signal.
| Plan | Current price | Builder drop | Beds / sf |
|---|---|---|---|
| Aspen | $461,900 | — | 3br · 1319 sf |
| Cayuse | $369,900 | -$20,000 (-5.1%) | 3br · 1148 sf |
| Hawthorn | $497,900 | — | 4br · 1843 sf |
| Larch | $546,900 | — | 5br · 2175 sf |
| McKenzie | $384,900 | — | 3br · 1314 sf |
| Santiam | $404,900 | — | 3br · 1574 sf |
Prices and incentives change weekly at the builder’s discretion. Always confirm with Heath and the LGI on-site team before making an offer.
Across the other tracked communities
Copper Heights
Clackamas, OR
4 available · from $699,900
Biggest builder cut: -$96,000 (-10.7%) on the Pearl.
See all Copper Heights plans →Sunset Village
Gresham, OR
1 available · from $469,900
No active price drops this week.
See all Sunset Village plans →Park Meadow at Walnut Grove
Vancouver, WA
6 available · from $499,900
Biggest builder cut: -$14,000 (-2.2%) on the Mercer.
See all Park Meadow at Walnut Grove plans →Walnut Grove
Vancouver, WA
0 available
No active price drops this week.
See all Walnut Grove plans →Beverly
Battle Ground, WA
13 available · from $419,900
Biggest builder cut: -$30,000 (-6.7%) on the Ashland II.
See all Beverly plans →Inventory and prices pulled from the live LGI Homes feed on . Builder may change pricing and availability without notice. Heath is a licensed REALTOR®, not a mortgage lender; for the current LGI Mortgage Solutions rate quote, contact Heath and he will introduce you to the on-site loan team.
VA Loan Rates — Compare Top Military Lenders
VA loans consistently offer some of the lowest rates available. Compare the top military-focused lenders below.
| Lender | VA 30-Year | VA 15-Year | Min Credit | Funding Fee | Link |
|---|---|---|---|---|---|
| USAA | Check → | Check → | 620 | Varies | View Rates |
| Navy Federal | Check → | Check → | N/A* | Varies | View Rates |
| PenFed | Check → | Check → | 620 | Varies | View Rates |
| Veterans United | Check → | Check → | 620 | Varies | View Rates |
*Navy Federal uses a holistic review process and does not publish a strict minimum credit score.
VA loans typically offer lower rates than conventional. With a 10%+ disability rating, the VA funding fee is waived entirely — saving thousands at closing.
Learn more about VA benefits & veteran homebuying →
Oregon Real Estate Market Snapshot
Median Sale Price
$526,267
Portland Metro
Year-over-Year
-1.0%
Price Change
Avg Days to Pending
49
Days
Inventory
2.7
Months of Supply
Market Type
Tight
Seller's Market
Metro overview reflects Portland, OR (Portland-Vancouver-Hillsboro metro). For specific community pricing, contact Heath.
Source: Zillow Research • Latest reading: March 2026
Service-Area County Spotlight
The metro headline can hide big differences across counties. Here’s the most recent county-level read from Redfin for the four counties Heath sells into most.
Multnomah County
Portland, Gresham, Troutdale
$518,700
Median sale · +3.9% YoY
22
2.6
As of March 2026
Washington County
Beaverton, Hillsboro, Tigard
$556,250
Median sale · -4.8% YoY
35
2.4
As of March 2026
Clackamas County
West Linn, Lake Oswego, Oregon City
$615,000
Median sale · -1.6% YoY
39
2.7
As of March 2026
Clark County, WA
Vancouver, Camas, Ridgefield
$560,000
Median sale · +3.7% YoY
33
2.7
As of March 2026
County source: Redfin Data Center. Redfin and Zillow report slightly different methodologies, so metro and county headlines may differ by a few percentage points.
International Buyer Resources
For our international clients — approximate exchange rates for reference when evaluating U.S. property prices.
🇺🇸 → 🇲🇽
USD to Mexican Peso
$1 = 17.28 MXN
🇺🇸 → 🇨🇳
USD to Chinese Yuan
$1 = 6.80 CNY
🇺🇸 → 🇯🇵
USD to Japanese Yen
$1 = 159 JPY
🇺🇸 → 🇰🇷
USD to Korean Won
$1 = 1,519 KRW
🇺🇸 → 🇨🇦
USD to Canadian Dollar
$1 = 1.38 CAD
🇺🇸 → 🇬🇧
USD to British Pound
$1 = 0.74 GBP
🇺🇸 → 🇪🇺
USD to Euro
$1 = 0.86 EUR
🇺🇸 → 🇮🇳
USD to Indian Rupee
$1 = 95.82 INR
🇺🇸 → 🇻🇳
USD to Vietnamese Dong
$1 = 26,139 VND
Quick Currency Converter
Converted Amount
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Exchange rates are approximate. Consult your bank for exact transfer rates. Source: open.er-api.com • Latest reading: May 25, 2026
View this site in: Español | 中文
Monthly Payment Quick Reference
Estimated monthly principal & interest at common Oregon price points.
| Home Price | 5% Down | 10% Down | 20% Down | VA ($0 Down) |
|---|---|---|---|---|
| $300,000 | $1,777 | $1,684 | $1,497 | $1,871 |
| $350,000 | $2,073 | $1,964 | $1,746 | $2,182 |
| $400,000 | $2,369 | $2,245 | $1,995 | $2,494 |
| $450,000 | $2,666 | $2,525 | $2,245 | $2,806 |
| $500,000 | $2,962 | $2,806 | $2,494 | $3,118 |
Based on 6.37% interest rate, 30-year fixed. Does not include taxes, insurance, or PMI. VA loans have no PMI. Last updated: April 12, 2026
Questions About Rates or Market Conditions?
Heath can connect you with preferred lenders, explain VA benefits, and provide a free market analysis for any Oregon neighborhood.
Let’s Talk