Updated Weekly
Current Mortgage Rates & Market Data
30-Year Fixed
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National Average
15-Year Fixed
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National Average
Last Updated
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Freddie Mac / FRED
Rates shown are national averages from Freddie Mac via the Federal Reserve. Your actual rate depends on credit score, down payment, and lender. Let Heath connect you with preferred lenders for your best rate.
VA Loan Rates — Compare Top Military Lenders
VA loans consistently offer some of the lowest rates available. Compare the top military-focused lenders below.
| Lender | VA 30-Year | VA 15-Year | Min Credit | Funding Fee | Link |
|---|---|---|---|---|---|
| USAA | Check → | Check → | 620 | Varies | View Rates |
| Navy Federal | Check → | Check → | N/A* | Varies | View Rates |
| PenFed | Check → | Check → | 620 | Varies | View Rates |
| Veterans United | Check → | Check → | 620 | Varies | View Rates |
*Navy Federal uses a holistic review process and does not publish a strict minimum credit score.
VA loans typically offer lower rates than conventional. With a 10%+ disability rating, the VA funding fee is waived entirely — saving thousands at closing.
Learn more about VA benefits & veteran homebuying →
Oregon Real Estate Market Snapshot
Median Home Price
$525,000
Portland Metro
Year-over-Year
+4.2%
Price Change
Avg Days on Market
28
Days
Inventory
2.1
Months of Supply
New Construction
Growing
Starts Trending Up
Data reflects Portland Metro area averages. For specific community pricing, contact Heath.
Source: Redfin Data Center • Last updated: March 2026
International Buyer Resources
For our Spanish-speaking and Chinese-speaking clients — approximate exchange rates for reference.
🇺🇸 → 🇲🇽
USD to Mexican Peso
$1 = -- MXN
🇺🇸 → 🇨🇳
USD to Chinese Yuan
$1 = -- CNY
Quick Currency Converter
Mexican Peso (MXN)
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Chinese Yuan (CNY)
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Exchange rates are approximate and updated daily. Consult your bank for exact transfer rates.
View this site in: Español | 中文
Monthly Payment Quick Reference
Estimated monthly principal & interest at common Oregon price points.
| Home Price | 5% Down | 10% Down | 20% Down | VA ($0 Down) |
|---|---|---|---|---|
| $300,000 | $1,802 | $1,705 | $1,517 | $1,897 |
| $350,000 | $2,103 | $1,989 | $1,770 | $2,213 |
| $400,000 | $2,403 | $2,273 | $2,023 | $2,528 |
| $450,000 | $2,703 | $2,558 | $2,276 | $2,844 |
| $500,000 | $3,004 | $2,842 | $2,528 | $3,160 |
Based on 6.5% interest rate, 30-year fixed. Does not include taxes, insurance, or PMI. VA loans have no PMI. Last updated: March 2026
Questions About Rates or Market Conditions?
Heath can connect you with preferred lenders, explain VA benefits, and provide a free market analysis for any Oregon neighborhood.
Let’s Talk